There are many insurance packages available to a small business offering cover on pre-defined terms.
Many brokers today only offer a standard package from a single insurance company. (It is becoming increasingly the case that a broker is not independent but working on behalf of a particular insurance company.)
We work independently and with our clients:
• reading and explaining policy wordings,
• where necessary organizing better terms to meet your requirements, and
• most importantly helping our client when a claim arises.