C. R. Goddard Insurance

Personalised insurance services
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The service provided is expected to go beyond that offered by internet based providers and many larger Insurance Brokers by providing greater clarity and understanding to Clients in relation to their insurance arrangements.


We engage with you in relation to:

• the provision of information and assistance with completing forms. (wrong information at the Contract forming stage is the biggest cause of insurance disputes)
• explain the meaning of specialist insurance terms and what Policies actually mean
• the options open to you and
• are there to be on your side when a claim arises.

Above all it is recognised that Clients like to save money and have competitive insurance. As a general rule of thumb I never expect to obtain new business unless I can save the potential Client money.
However, it also has to be recognised that improvements may not always be possible. If I do not think I can offer something better I say so.

Our experience
Our insurance background is extensive. Chris Goddard has worked as an Insurance Broker for over 35 years and is a member of the Chartered Insurance Institute as a Chartered Broker.
 
Mel Goddard, a Chartered Insurer, provides appropriate support and has been in the Industry for over 25 years and continues to work in the insurance market in the City.
 
Both have acted as Lawyers Expert Witnesses on insurance disputes.
How we are paid
Normally we earn brokerage from the Insurers we place your business with. Sometimes this may be too low for the work involved and, in this event, we discuss fully with you the remuneration we need/expect before we arrange any insurance for you. We also work for specific pre-agreed fees for some types of work.
Please Note : Insurance policies are contracts between an Insured and the Insurer. In the vast majority of cases we act for you as your agent.
You must remember that insurance law requires you to declare all material information relating to a risk to Insurers. It is incumbent on you to bear this in mind when providing information to us. We do offer you guidance on this issue but the declaration of information rests with you.

For a more detailed discussion and quotation please contact us

 

Office Phone No: 01825 724325
Mobile Number: 07958 058963
 
When contacting us please provide us with your telephone number and the best means of communication for you.
We will reply within 24 working hours.